Mortgage Products for Every Stage of Homeownership

From your first home to investment properties, explore the home loans and specialty programs Fairway offers for every stage of homeownership. These are our featured products out of over 500 available. To help you see which is best for you, talk to a loan officer.

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Showing 26 of 26 products

Adjustable-Rate Mortgages

Buying my next home

Start with a lower rate that adjusts over time, can suit buyers who plan to move or refinance within a few years.


Asset Depletion Mortgages

Buying my next home

Qualify on your savings and investments instead of W-2 income.


Bank Statement Loans

Investment Property

Flexible loan options for self-employed borrowers.


Bridge Loans

Buying my next home

Programs that let you buy your next home before selling your current one.


Construction Loans

Renovating

One loan. One closing. A simpler path from construction to move-in.


Conventional Loans

Buying my first home

Financing options for a variety of homebuying needs.


Down Payment Assistance

Buying my first home

Down payment assistance, reduced closing costs, and other programs that make homeownership more accessible.


DSCR Loans

Investment Property

Financing that qualifies you using the property’s projected rental income instead of traditional income documentation.


FHA Loans

Buying my first home

Flexible credit and low down payment options that make homeownership more accessible.


First Responder Mortgages

Buying my first home

Home loan options that help firefighters, police officers and EMTs buy a home.


Ready to see what your first home could look like?

A Fairway loan officer will work with to determine which product is best for your unique financial situation.

Working with Fairway means you are working with a real person who lives in your area

One lender, many programs

See Fairway’s full lineup so you get the best product option in the market.

A dedicated loan officer

A real person helps match your situation to the right program.

Compare before you commit

Weigh your home loan options first — no application needed to look.

Mortgage questions? We’re here to help

Whether you’re exploring your options, already have a loan with Fairway, or need help finding the right place to go, connect with a loan officer to point you in the right direction.

Loan Servicing

Disaster Relief Hotline

It may be helpful to compare both standard and bank statement loan options. Your Fairway loan officer can review how you earn income, evaluate your financial profile and help identify the financing option that may best fit your needs.

Yes. Bank statement loans are generally categorized as non-qualified mortgages, or non-QM loans.

Not necessarily. Some bank statement loan programs may allow eligible borrowers to qualify without using tax returns to document income. Other documentation may still be required, depending on the program and your financial situation.

Credit requirements vary by loan program and may also depend on factors such as the property, down payment, available reserves, and your overall financial profile.

A standard mortgage typically verifies income using documents such as pay stubs, W-2s, and tax returns. A bank statement loan may use eligible deposits shown on your personal or business bank statements to help calculate qualifying income.

Ready to start your mortgage journey?

Apply today or connect with a local Fairway loan officer who can help you understand your options, your numbers, and what comes next.