Mortgage Products for Every Stage of Homeownership

From your first home to investment properties, explore the home loans and specialty programs Fairway offers for every stage of homeownership. These are our featured products out of over 500 available. To help you see which is best for you, talk to a loan officer.

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Showing 26 of 26 products

First-Time Homebuyer

Buying my first home

New to buying? See the loans and guidance built for first-time buyers, from your first question to closing day.


Fixed-Rate Mortgages

Buying my first home

One predictable principal and interest payment for the life of your loan.


Home Equity Loans

Refinancing

Tap into your home’s equity while keeping your first mortgage and its rate in place.


Investment Property Loans

Investment Property

Financing options for buying, refinancing, or growing your real estate portfolio.


ITIN Mortgages

Buying my first home

Financing that helps you buy a home with an ITIN instead of a Social Security number.


Jumbo Loans

Buying my next home

Financing options for homes above conforming loan limits.


Manufactured / Modular Home Loans

Buying my first home

Financing for factory-built manufactured and modular homes.


Mortgage Refinancing

Refinancing

Refinancing that may replace your current mortgage with more favorable terms and a lower monthly payment.


Non-QM Loans

Buying my next home

Alternative mortgage options for unique income or financing situations.


Physician Loans

Buying my next home

Home loan options that help doctors and other medical professionals buy with less down.


Ready to see what your first home could look like?

A Fairway loan officer will work with to determine which product is best for your unique financial situation.

Working with Fairway means you are working with a real person who lives in your area

One lender, many programs

See Fairway’s full lineup so you get the best product option in the market.

A dedicated loan officer

A real person helps match your situation to the right program.

Compare before you commit

Weigh your home loan options first — no application needed to look.

Mortgage questions? We’re here to help

Whether you’re exploring your options, already have a loan with Fairway, or need help finding the right place to go, connect with a loan officer to point you in the right direction.

Loan Servicing

Disaster Relief Hotline

It may be helpful to compare both standard and bank statement loan options. Your Fairway loan officer can review how you earn income, evaluate your financial profile and help identify the financing option that may best fit your needs.

Yes. Bank statement loans are generally categorized as non-qualified mortgages, or non-QM loans.

Not necessarily. Some bank statement loan programs may allow eligible borrowers to qualify without using tax returns to document income. Other documentation may still be required, depending on the program and your financial situation.

Credit requirements vary by loan program and may also depend on factors such as the property, down payment, available reserves, and your overall financial profile.

A standard mortgage typically verifies income using documents such as pay stubs, W-2s, and tax returns. A bank statement loan may use eligible deposits shown on your personal or business bank statements to help calculate qualifying income.

Ready to start your mortgage journey?

Apply today or connect with a local Fairway loan officer who can help you understand your options, your numbers, and what comes next.