Mortgage Products for Every Stage of Homeownership

From your first home to investment properties, explore the home loans and specialty programs Fairway offers for every stage of homeownership. These are our featured products out of over 500 available. To help you see which is best for you, talk to a loan officer.

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Showing 26 of 26 products

Renovation Loans

Renovating

Financing for home improvements, from kitchen upgrades to additions.


Reverse Mortgage

For homeowners 62 and older, turn a portion of your home equity into cash that can help extend your retirement.


Specialty Programs

Fairway programs like Cash Guarantee, Advantage, and Lock, Shop and Go that help you buy with confidence.


USDA Loans

Buying my first home

Zero down payment for buyers in eligible rural areas.


VA Loans

VA benefits

Zero down payment home loan options for eligible veterans, service members, and surviving spouses.


Ready to see what your first home could look like?

A Fairway loan officer will work with to determine which product is best for your unique financial situation.

Working with Fairway means you are working with a real person who lives in your area

One lender, many programs

See Fairway’s full lineup so you get the best product option in the market.

A dedicated loan officer

A real person helps match your situation to the right program.

Compare before you commit

Weigh your home loan options first — no application needed to look.

Mortgage questions? We’re here to help

Whether you’re exploring your options, already have a loan with Fairway, or need help finding the right place to go, connect with a loan officer to point you in the right direction.

Loan Servicing

Disaster Relief Hotline

It may be helpful to compare both standard and bank statement loan options. Your Fairway loan officer can review how you earn income, evaluate your financial profile and help identify the financing option that may best fit your needs.

Yes. Bank statement loans are generally categorized as non-qualified mortgages, or non-QM loans.

Not necessarily. Some bank statement loan programs may allow eligible borrowers to qualify without using tax returns to document income. Other documentation may still be required, depending on the program and your financial situation.

Credit requirements vary by loan program and may also depend on factors such as the property, down payment, available reserves, and your overall financial profile.

A standard mortgage typically verifies income using documents such as pay stubs, W-2s, and tax returns. A bank statement loan may use eligible deposits shown on your personal or business bank statements to help calculate qualifying income.

Ready to start your mortgage journey?

Apply today or connect with a local Fairway loan officer who can help you understand your options, your numbers, and what comes next.